var newDefs = new Object;
     newDefs.titlebackground = "#ffffff";
     newDefs.background = "ffffff";
     newDefs.border = "#666666";
     newDefs.titleclass = "titletext";
     newDefs.useclass = "navtext";
     newDefs.timeout = 500;
     newDefs.pause = 100;
     flyDefs (newDefs);


makeLayer ("about", "",
	 "  ABOUT OUR STAFF=about.asp",	
         "            Experienced Staff=staff.asp");

makeLayer ("products", "",
	 "  PRODUCT OVERVIEW=products.asp",
	 "            Medical Excess Reinsurance=hmo.asp",
	 "            Quota Share Reinsurance=quotashare.asp",
	 "            Employer Stop-Loss=empstoploss.asp",
	 "            Provider Excess Loss=brokerage.asp",
	 "            Managed Healthcare Professional Liability=brokerage.asp");

makeLayer ("forms", "",
	"  FORMS LIBRARY=forms.asp",
	"            HMO Questionnaire=forms/HMO_PROPOSAL_QUESTIONNAIRE.pdf",
	"            HMO Premium Remittance Form=forms/hmo_remittance.pdf",
	"            HMO Hospital Claim Form=forms/HMO_Hospital_claim.pdf",
 	"            Clinical Notification Form=forms/Clinical_Notification_Form.pdf",
	"            ESL Request for Proposal=forms/Employer_Stop_loss.pdf",
   "            ESL Monthly Premium Form=forms/Premium_Procedures_Forms_ESL.pdf",
   "            ESL Claim Form=../forms/Instructions_and_Forms_for_ESL_Claim.pdf",
   "            ESL Monthly Aggregate Report=../forms/Monthly_Agg_Report_and_Instructions.pdf",
   "            ESL 50% Notice Form=../forms/Instructions_and_Forms _for_50pct_Notice.pdf",
	"            Medical Excess RFP=forms/Medical_Excess_RFP.pdf",
	"            Provider Excess Loss RFP=forms/Provider_Excess_Loss_RFP.pdf");