About Zurich

Zurich Insurance Group (Zurich) is a leading multi-line insurer that serves its customers in global and local markets. With more than 55,000 employees, it provides a wide range of general insurance and life insurance products and services. Zurich’s customers include individuals, small businesses, and mid-sized and large companies, including multinational corporations, in more than 170 countries. The Group is headquartered in Zurich, Switzerland, where it was founded in 1872. The holding company, Zurich Insurance Group Ltd (ZURN), is listed on the SIX Swiss Exchange and has a level I American Depositary Receipt (ZURVY) program, which is traded over-the-counter on OTCQX. Further information about Zurich is available at www.zurich.com. In North America, Zurich is a leading commercial property-casualty insurance provider serving the global corporate, large corporate, middle market, specialties and programs sectors through the individual member companies of Zurich in North America, including Zurich American Insurance Company. Life insurance and disability coverage issued in the United States in all states except New York is issued by Zurich American Life Insurance Company, an Illinois domestic life insurance company. In New York, life insurance and disability coverage is issued by Zurich American Life Insurance Company of New York, a New York domestic life insurance company. For more information about the products and services it offers and people Zurich employs around the world go to www.zurichna.com. 2012 marked Zurich's 100 year anniversary of insuring America and the success of its customers, shareholders and employees.

Zurich Financial Strength

Financial strength ratings (as of September 30, 2014): A.M. Best > A+/Stable

Standard & Poor's > AA-/Stable

Recognition and awards:

Zurich named “Best Insurance Company” (Captive LIVE USA Conference, October 2014)

2014 Innovation Award: “What if?” Zurich Risk Grading™ Application (Business Insurance, March 2014)

Zurich winner of the AGC Community Award (Associated General Contractors of America, Annual Conference, March 2014)

2014 Innovation Showcase: “Zurich Risk Room” and “My Zurich Portal” (Best’s Review magazine, January 2014)

Zurich “Best Political Risk Insurer,” “Best Global Supply Chain/Trade Disruption Insurer,” “Best Property Insurer,” “Best D&O Insurer,” “Best Employment Practices Liability Insurer,” “Best Crime/Fidelity Insurer” and “Best General Liability Insurer” (Global Finance Magazine, October 2013)

Zurich’s Trade Credit and Political Risk group named “Best Private Insurer in Trade,” “Best Trade Insurer in North America,” “Best Trade Insurer in Asia Pacific” and “Best Trade Insurer in Latin America” (Trade Finance, June 2013)

2013 Innovation Award: Zurich Risk Room Mobile Application (Business Insurance, March 2013)

2013 “Innovation in Fronting” Award: UK Captive Services Awards (Captive Review, February 2013)

Zurich named “Best Fronter of the Year” (Captive LIVE USA Conference, September 2012)

Zurich’s Trade Credit and Political Risk group named “Best Private Insurer,” “Best Trade Insurer in Asia Pacific” and “Best Trade Insurer in North America” (Trade Finance, August 2012)

Zurich named “2011 Insurer of the Year” (Daimler Financial Services AG, August 2012)

Innovation Award for Zurich Multinational Insurance Application (Zurich MIA) (Business Insurance, March 2012)