Published Articles:

2011

"Quota Share Reinsurance Solutions for Risk-Based Capital Relief" by Mark Troutman. The focus of this article is on the regulators who determine risk-based capital (or RBC) standards applicable to health plans. This article can be found in the following edition of the Reinsurance News. (July issue Copyright 2011)

"Catastrophic Claim Trends and Medical Excess Costs" by Mark Troutman. Claim activity in excess of $1M dollars shows that catastrophic claims continue to increase in frequency and severity due to our health care system’s high costs and ever-advancing technology. This article can be found in the following edition of the Reinsurance News. (January issue Copyright 2011)

2009

"Picture This-A Graphic Approach to Reinsurance Risk Analysis" by Mark Troutman. The most important consideration in the decision to purchase reinsurance is selecting the type and level of benefits to be reinsured. Proper risk analysis by the plan, in conjunction with its reinsurer, should address specific considerations. This article was published in Contingencies and is used with permission. (May/June issue Copyright 2009)

2007

"Administrative Services Only + Managed Care = Success" by Mark Troutman and Jon Anderson. The formula looks simple enough. However, successful execution of the items in the formula is a bit more complicated and time-consuming. This article was published in The Self-Insurer and is used with permission by The Self-Insurer editorial department. (October 2007)

"Our Survey Says:" by Mark Troutman. Summit Re conducted a survey in the spring of 2007 among 12 nationally recognized employer stop loss carriers to determine their views on top issues in the employer's stop loss marketplace. Review charts and commentary describing their responses. This article was published in The Self-Insurer and is used with permission by The Self-Insurer editorial department. (September 2007)

"U.S Health Care System, Heal Thyself"  If only the prescription (and cure) were that easy, by Mark Troutman. Before we can address the status of the medical excess marketplace, we must explore what's occurring in the direct marketplace.  Key driving forces for the direct market include public discontent with continually rising health care costs, reluctantly empowered consumers shouldering more responsibility for selecting cost and quality without adequate provider information, and the growing population of the aged who are increasing demand for health care.  For the complete article go to: http://www.contingencies.org/reprint.asp

2006

"A Carrier That Makes the Grade", Conduct a performance review to find a reinsurer that meets your needs, by Mark Troutman.  This article was published in the AHIP Coverage and is used with permission from America's Health Insurance Plans. (July/August 2006)

2005

"Aren't You Going to Stop and Ask For Directions?", A roadmap for reinsurance coverage selection, by Mark Troutman.  This article was published in the AHIP Coverage and is used with permission from America's Health Insurance Plans. (July/August 2005)

"The State of Managed Care Reinsurance: What Goes Up Must Come Down" - mergers and acquisitions continue to shrink the HMO industry, but new opportunitites keep emerging all the time, by Mark Troutman. This article was published in Contingencies. (September/October 2005) View article at:  http://contingencies.org/sepoct05/Reinsurance_0905.asp.

2004

"Aren't You Going to Stop and Ask for Directions?" A roadmap for reinsurance deductible selection, by Mark Troutman. This article was published in AHIP Coverage and is used with permission from America's Health Insurance Plans. (July/August 2004)

2003

Please contact our office at 260.469.3000 to request a copy of the following articles.

"Neither the Best of Times Nor the Worst of Times", a general commentary on the HMO reinsurance marketplace from the perspective of the reinsurer of HMO clients, by Mark Troutman.  Mark is President of Summit Reinsurance Services, Inc.  (July/August 2003)

"What Do HMOs Really Want?"  Most of us are used to seeing this question refer to something (or someone) other than HMOs. The answer, however, is the same no matter who you ask the question about:  It depends.  This article was written by Brian Shively.  Brian is Vice President, and directs the pricing, underwriting, and claim administration functions for Summit Reinsurance Services, Inc.  (September/October 2003)